Yesterday I had the worst “freak out” of my life… I’ve turned 30 a few months ago. I’ve got two degrees and I’ve worked hard every single day of my adult like. I moved from Eastern Europe to London about 8 or 9 years ago. So you know…I should be well off or at least financially comfortable by now…

When I was 15 I would always imagine that by the age of 30 I’d have a four bedroom house with a nice garden, a husband maybe some kids…a dog and a cat…and of course an amazing career.

Well here I am 15 years later in a small studio flat in London…realising that something somewhere didn’t go according to my teenage plan…

I currently I have £14,300.00 in credit card/overdraft debt. I have no savings and I’m renting. Oh yeah to top this up, I’m single and want to lose a stone or two.

Forget getting skinny and fit, I want to be debt free by 1 January 2018.

I don’t know how I will do it, but please join me on my journey.