So as you may know, I have a plan. I may be broke but nor broken. My first goal is to pay off my Halifax credit card by 23 October 2016. It’s slightly less than 47 days now but heyy.

Since 29 August 2016, I’ve been living on a budget and I’ve only been using cash. My daily “allowance” is £10. This is only temporary as I really want to see the results of my budgeting experiment fast.

The aim is to learn how to take control of my spending. I’ve been using credit and debit cards only for years and never really remember how much I’ve spent by the end of the day or week. Well I would always have this dramatic realisation – IM SOOOO BROOKEEE  a week or so before payday or before I had to pay my rent…not great.

I’ve set money aside for all my bills and direct debits. If I carry on with £10 a pay I should have some money left by the end of the month. I’ll be updating you on the progress.

What do you think about this?