Exactly a week ago I decided to stop debting myself and become free…debt free.

I’m 30, single and apart from a few extra pounds in weight, I’ve been also carrying a heavy balance of £14,300 in credit cards.

It happened over a few years (9 exactly) and it was mostly survival/going out/cheering me up…oh he doesn’t like me kind of debt…

I sat down, added everything up and realised that it’s not £8,000 or £9,000 as I previously conveniently assuemed. £14,300 is my magic number.

I want to be debt free on 1 January 2018.

What’s your magic number?